Anti-Defamation League

Facebook

Twitter



ADL en español

Google+

LinkedIn

Share28

Pinterest

Follow ADL's boards

Click to pin: 

ADL on YouTube

Subscribe to ADL on YouTube.

Video on ADLTV

Watch at adl.org/ADLTV.

Read our Blog

Keep up-to-date with the Access ADL Blog and get new post by e-mail.

Tune in

Listen and subscribe to the ADL Podcasts on iTunes, or visit the website: podcast.adl.org.

Stay connected

Subscribe to ADL Newsletters.

Gifts of Life Insurance - Gift-Replacement: The Details

Is this gift right for you?

A Gift-Replacement Life Insurance may be for you if…

  • You are a younger donor, with a family, who is considering a significant gift to ADLF.
  • You don't want your gift to impact your family's long-term financial security.
  • Income from your gift is less important to you than the charitable deduction.

You're impressed by the benefits of a life-income gift: a donation that significantly helps Anti-Defamation League Foundation, while also paying income back to you and saves on income and capital gains taxes.

The problem? Taking an asset out of your portfolio to fund a life-income gift could jeopardize the financial benefit your children or heirs are counting on from your estate. A life-income gift will help you, but what will its effects be on them?

There is a solution. Use the income you will receive from your life-income gift which will, in many cases, surpass the yield on the assets you donated and tax savings from the charitable deduction, to pay the premiums on a gift-replacement life insurance policy benefiting your heirs. Set the death benefit of the policy at an amount equal to the value of the assets you contributed to ADLF (or a larger sum reflecting how those assets would have grown in value).

At your death, ADLF will receive the remaining balance in your life-income gift. Your heirs will receive the proceeds of the life insurance policy. The result? You've done what you thought you couldn't do – make a substantial gift to ADLF and also fully provide for your heirs in your estate.

Please contact us so that we can assist you through every step of the process.

Back



Compare Gift Plans Goals & Benefits Glossary Request Information

The professionals at our Department of National Planned Giving, Legacy and Endowments will be happy to discuss your interests, concerns and financial options, and work personally with you and/or your legal and financial advisors to create a plan that meets your needs and supports the Anti-Defamation League Foundation.

For more information, please contact:

Director of National Planned Giving, Legacy and Endowments
Anti-Defamation League Foundation (ADLF)
605 Third Avenue
New York, NY 10158
plannedgiving@adl.org
1-888-235-9710

This information is provided for educational purposes. The Anti-Defamation League Foundation and ADL are not financial, legal or tax advisors. Please contact your advisors regarding your financial, legal or tax needs.